Capital One Homeowner Loans
What is a Homeowner Loan?
A homeowner loan is also known as a secured loan. It's secured on your home, like a mortgage, but it is separate from your existing mortgage, so you can choose different payment terms.
A low rate homeowner loan can help people in many circumstances, whether you're raising money for something new or paying off existing debts.
The Benefits of a Homeowner Loan
- Reduce your monthly outgoings by consolidating your existing debts into one affordable monthly payment*
- Pay for home improvements, a holiday, wedding, or any other major expense
- Borrow any amount from £5,000 up to £100,000
- Pay no upfront charges or valuation fees
- Homeowner loans often have lower rates of interest compared with store cards and high interest loans
Our guarantees to you
- You are under no obligation whatsoever
- No salesperson will call at your home
- You can cancel at any time before completion
- If you do decide to cancel, there are no costs or penalties
IMPORTANT INFORMATION
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
*Please be aware that the term of your new loan may be longer than the term of your existing credit and you may pay more over the long term. The amount of monthly savings will depend on the type and term of credit you repay.
Applicants must be aged 18 or over and resident in the UK. Calls may be recorded