Calculate what your repayments may be!
A low rate homeowner loan can help in many circumstances, whether you're raising money for something new or paying off existing debts. Capital One Homeowner Loans are suitable for a wide range of circumstances and needs.
What is Unique about Capital One Homeowner Loans?
Capital One homeowner loan is a secured loan. It's secured on your home, like a mortgage, but it is separate from your existing mortgage, so you can choose different payment terms. Our flexible loan repayment calculator! can help you find the repayment amounts that are right for you!
Capital One have a lending panel covering most customers' circumstances, so they can find the right deal for you. They can help people in many different circumstances, even if:
- You are self-employed
- You are retired
- You have a less than perfect credit rating
- You can't prove some or all of your income
- You have little or no equity in your home
Capital One approach is simple - if you're a homeowner with a mortgage you can borrow any amount from £5,000 to £100,000 and pay your loan back over a time to suit you.
Classic Loans enable you to borrow from £5,000 to £100,000 subject to eligibility for any purpose such as paying for your home improvements or sorting your finances. These loans are easy to arrange and are flexible in terms of financial circumstances. Borrow over a period of 5 to 25 years.
Platinum Loans enable you to borrow from £30,000 to £100,000 up to a maximum of 50% of your home's value. Platinum loans are applicable if you are employed and you have a good credit and mortgage payment history.
Capital One won't discriminate if you're self-employed. You may want to consolidate existing loans, or need some extra cash for home improvements. These are just some of the ways Capital One can help you with a choice of loan amounts and repayment terms with excellent rates.